mortgages

Avoid Rejection: Ways Consumers Can Score A Mortgage Loan

Feb 1, 2017
Nanci Flores / UNIVERSITY OF ARKANSAS

NOTE: This story is part of a package on mortgages, race and database journalism. Read the lead story in the package here

Every Friday afternoon, Realtor Julia Valenciana spends part of her workday in the studio of La Zeta, 95.7-FM, a Spanish-speaking station in Springdale, telling the Hispanic community how to buy a home and avoid being rejected by the system.

Housing Loans Difficult for Most Northwest Arkansas Minorities

Feb 1, 2017
Taylor Pray/UNIVERSITY OF ARKANSAS

NOTE: This story is part of a package on mortgages, race and database journalism. Read the sidebar in the package here.

FAYETTEVILLE — Christina Woods, a 29-year-old doctoral student at the university, is planning to buy a home in Northwest Arkansas soon. The move will be a milestone for this Native American and her family, who struggled with poverty and the legacy of tribal displacement 100 years ago.

“That’s a big deal because I’m 29 years old, and I have collateral, and nobody else in my family has anything like that,” said Woods, a member of the Cherokee Nation.

Bobby Ampezzan / Arkansas Public Media

News — the industry, the product, the hashtag — took a haymaker from a heavyweight Jan. 10 when then-President-elect Donald Trump called one of its largest purveyors, CNN, “fake news.”

If not the antidote to “fake news” then certainly its antipode is “data journalism,” darling of special projects desks (like the Boston Globe’s Spotlight team). Data journalism is the application of great sets of data to working hypotheses. To find out what’s killing Arkansans, for instance, the data journalist might begin with what. is. killing. Arkansans. — each deceased a data point, each point an Excel doc box, and each row and column an eventual pie slice or vector. Where a Capitol reporter is proud to acquire a working shorthand, the data journalist acquires a working knowledge of computer coding.